Itaú Empresas

Business banking app management is now within reach — Itaú Empresas puts complete control of your company's finances at your fingertips. Open a 100% digital business account with zero monthly fees on the Adapt plan, apply for a business card with your first annual fee waived, and access a full suite of financial tools designed exclusively for entrepreneurs and small-to-medium businesses.

Manage every aspect of your business with confidence. Your business account becomes more rewarding the more you use it — investments, bill receipts, employee salary payments, and ATM transactions all contribute to reducing your monthly fees. Track your account plan usage transparently and switch between service options anytime, giving you flexibility as your business grows. With Itaú Empresas, financial management transforms from a burden into a straightforward, intelligent process.

Secure your transactions and protect your cash flow with advanced tools. Issue virtual cards for safer online purchases that keep your physical business card data safe, extend your payment flexibility with installments up to 24 months on card purchases, and access working capital solutions when you need them. Whether you're facing cash flow challenges or planning growth, business credit options—including working Capital and Receivables Anticipation—are available with competitive rates. Renegotiate existing company debts directly in the app with special promotional conditions.

Grow your business with comprehensive financial solutions. Receive payments faster with Pix integration, which now offers 5 interest-free days on your account limit. Generate registered invoices online or through the app securely and instantly using Itaú's billing service. Invest according to your company's long-term goals with tailored investment solutions. Finance fleet renewals or office expansion through business consortium options, with terms extending up to 192 months and installments matched to your cash flow.

Protect your business against the unexpected with integrated business insurance, covering unforeseen events that could impact operations. Access card machine solutions (Laranjinha with Rede technology) to streamline in-store payments and further reduce account fees.

Itaú Empresas is built for businesses of all sizes. Itaú BBA customers access their specialized features seamlessly within the same app. Download today, open your digital business account, and realize your entrepreneurial vision with a banking partner invested in your success.